Requirements
Ohio Insurance Continuing Education Requirements
Insurance agents in the state of Ohio are required to complete 24 hours of approved continuing education every two years based on the last day of their birth month.
Required Courses
There is a 3-hour required Ethics course for insurance continuing education. You may take any insurance CE course approved by the Ohio Department of Insurance to complete your 24 hours.
Course Options
You are able to take your courses in the classroom or online. No final exam is required for online courses.
Note:
Attendance in insurance continuing education classes is mandated by the state of Ohio. Arriving late will prevent you from receiving credit for the course you are attending.
New 4 Hour Annuity Training Course
Effective July 1, 2011, OAC Rule 3901-6-13 imposes a new one-time annuity-specific continuing education (“CE”) requirement on insurance agents who engage in the sale, solicitation or negotiation of annuity products. The requirement is as follows:
1. Insurance agents who hold a life insurance or variable annuity line of authority on July 1, 2011 and who desire to sell annuities shall complete four (4) hours of annuity - specific CE, as specified in OAC Rule 3901-6-13(G)(2)(a) on or before January 1, 2012.
2. Insurance agents who hold a life insurance or variable annuity line of authority on July 1, 2011 but who do not complete the annuity training course requirements before January 1, 2012 may not engage in the sale of annuities until the annuity training course required by OAC Rule 3901-6-13(G)(2)(a) has been completed.
Wisconsin Insurance Continuing Education Requirements
Continuing Education Hours
Licensed insurance agents who are required to meet continuing education requirements must earn 24 credit hours every 2 years including 3 hours in ethics.
Who is required to meet continuing education requirements?
All insurance agents who hold a license in any of the major lines of insurance (property, casualty, personal lines P&C, life, and accident and health) as well as those licensed in the limited line of automobile.
Are any agents exempt from the requirements?
Yes. Wisconsin resident agents who hold an exclusive limited line insurance license for credit, legal expense, and title insurance are not required to take the continuing education courses.
License Renewal Date
License renewal dates now match the continuing education compliance date at the end of the licensee's birth month, in the odd or even license issue year. Please visit the Wisconsin Office of the Commissioner of Insurance website (http://oci.wi.gov/) for additional information, or refer to your updated license copy.
Type of courses accepted for CE Credit
Independent self study courses or classroom.
Course Subject Requirements
Agents with an expiration date of 2008 or after must complete 3 hours in the ethics of insurance during their compliance period.
Carryover Requirements
No. Carry-over of credits is not permitted.
Course Repetition
Credit will not be awarded for the exact same courses repeated in a single reporting period.
Final Exam
Students are required to pass a final, proctored examination in order to complete their self-study courses. They must be monitored by a disinterested 3rd party.
For more information, please visit the State of Wisconsin Office of the Commissioner of Insurance at http://oci.wi.gov/oci_home.htm.
Kentucky Insurance Continuing Education Requirements
Continuing Education Hours
Twenty Four (24) CE credit hours are required biennially and may be completed via self-study or classroom and must include 3 hours of ethics.
Continuing Education Compliance Date
June 30th even numbered years for residents.
June 30th odd numbered years for non-residents.
License Renewal Date
March 31st odd numbered years for Life and Health
March 31st of even numbered years for Property & Casualty.
Type of courses accepted for CE Credit
Independent self study courses or classroom
Course Subject Requirements
At least 6 hours in one of the lines of authority for which agent is licensed. 2 hours of ethics must also be included and the remaining 16 hours may be taken in any Kentucky approved course.
Carryover Requirements
A maximum of 12 classroom hours may be carried over to the next reporting period.
Course Repetition
Courses may not be taken for credit more than once in a 2 year period.
Final Exam
Self-study final exams are not required to be monitored.
Exemptions
- Individuals with a limited line license for which an exam is not required.
- Individuals licensed less than a year at the time of compliance.
- Adjusters
- Solicitors with limited licenses
Pennsylvania Insurance Continuing Education Requirements
Continuing Education Hours
Licensed insurance agents who are required to meet continuing education requirements must earn 24 hours every 2 year license term.
Who is required to meet continuing education requirements?
All insurance agents who hold a license in any of the major lines of insurance (property, casualty, personal lines P&C, life, and accident and health) as well as those licensed in the limited line of automobile.
Are any agents exempt from the requirements?
Insurance producers who were licensed prior to January 1, 1971, and have been continuously licensed without adding any other lines of authority. Public adjusters, Motor Vehicle damage appraisers, Surplus lines adjust or members, Reinsurance intermediary brokers or managers, exclusive general agents, and managers, the holder of a license whose only line of authority is a limited line, and a non-resident Insurance Producer (excludes Title Insurance Agents).
License Renewal Date
Existing Resident Insurance Producers must complete 24 hours of continuing education prior to the expiration date of their current license. The Pennsylvania Department of Insurance will send out CE letters 90 days and renewal letters 45 days to the current license expiration date.
Type of courses accepted for CE Credit
Independent self study courses or classroom.
Carryover Requirements
No. Carry-over of credits is not permitted.
Course Repetition
Credit will not be awarded for the exact same courses repeated in a single reporting period.
Final Exam
Students are required to pass a final, proctored examination in order to complete their self-study courses. They must be monitored by a disinterested 3rd party.
North Carolina Insurance Continuing Education Requirements
Continuing Education Compliance Date and Number of Hours
Each licensee is required to complete 24 hours of CE by his/her biennial CE compliance date, which is based on the licensee’s month and either an odd or even year of birth. All licensees are required to complete 3 hours of Ethics by 12/31/2009 and each biennial compliance period thereafter.
Who is required to meet continuing education requirements?
Resident agents and adjusters and certain non-resident adjusters with North Carolina CE requirements (see question #3) who hold one or more of the following licenses: Property, Casualty, Personal Lines, Life, Accident/Health/Sickness and Variable Life/Variable Annuity products and adjuster (company/independent, public and self-employed) are required to take continuing education courses.
Are any agents exempt from the requirements?
Effective October 1, 2010: Pursuant to 11 NCAC 06A.0802(i) only a licensed insurance producer who is unable to comply with continuing education requirements due to military service or long-term medical disability may request a waiver for continuing education requirements. A long-term medical disability means that it is certified on an annual basis by an attending physician to the licensee. The Commissioner shall grant an exemption from Continuing Education requirements for up to one year if the producer submits the following:
(1) deployment orders from the United States Department of Defense; or (2) a notarized statement from a licensed physician stating the producer is unable to do the work he/she is licensed to do. See the Request for Medical or Military Waiver form posted at www.prometric.com or contact Prometric for details.
Effective October 1, 2010, “experience” exemptions have been eliminated. A licensee who was granted an “experience” exemption from CE prior to October 1, 2010 will be grandfathered (i.e., continue to be exempt from the general continuing education requirements) as long as the licensee certifies to the Commissioner that he:
1. is age 65 or older;
2. has been continuously licensed in the line of insurance for an least 25 years; and
3. either:
(A) holds a professional designation specified in 11 NCAC 06A.0803; or
(B) certifies to the Commissioner annually that the licensee is an inactive agent who neither solicits applications for insurance nor takes part in the day to day operation of an agency
While licensees who received an “experience” exemption prior to October 1, 2010 continue to be exempt from the general continuing education requirements, they must continue to meet their mandatory flood and/or ethics requirements.
License Renewal Date
Your CE Compliance date is determined by your month and either an even or odd year of birth. The Compliance Date is the last day of the month in which you were born.
Type of courses accepted for CE Credit
Independent self study courses or classroom.
Carryover Requirements
Any hours taken in excess of the CE requirement will continue to carry over from one biennial period to the next. Excess Flood and Ethics credit hours can only carry over as General credit hours.
Course Repetition
Credit will not be awarded for the exact same courses repeated in a single reporting period.
Final Exam
Students are required to pass a final, proctored examination in order to complete their self-study courses. They must be monitored by a disinterested 3rd party.
West Virginia Insurance Continuing Education Requirements
Continuing Education Compliance Date and Number of Hours
Licensed insurance agents who are required to meet continuing education requirements must earn 24 credit hours every 2 year license term.
Who is required to meet continuing education requirements?
All licensed resident producers (agents) in West Virginia who do not qualify for an exemption must meet the requirement.
Are any agents exempt from the requirements?).
The following are exempt: Non-resident producers, adjusters, and producers holding Limited Lines Credit Insurance Licenses or any line where a licensing examination is not required.
License Renewal Date
The CE compliance deadline is June 30, 2012.
Type of courses accepted for CE Credit
Independent self study courses or classroom.
Carryover Requirements
Up to 6 credits may be carried forward from one biennium to the next. Producers becoming compliant due to the reduced 6 credit requirement are not eligible for carryover. Excess Ethics credits are treated as general credits when carried over.
Course Repetition
Credit will not be awarded for the exact same courses repeated in a single reporting period.
Final Exam
Students are required to pass a final, proctored examination in order to complete their self-study courses. They must be monitored by a disinterested 3rd party.
Virginia Insurance Continuing Education Requirements
Continuing Education Compliance Date and Number of Hours:
16 hours of approved CE courses if you hold a single qualification.
Under the following conditions individuals holding more than one qualification still only need to complete a TOTAL of 16 hours of approved CE courses each biennium.
Two hours of Insurance Law and Regulations credits must be completed by all agents and/or consultants during each Biennium – no exceptions.
Who is required to meet continuing education requirements?
Each biennium (which ends on December 31 of each even numbered year), resident and non-resident agents and consultants must be in compliance with Virginia CE regulations to maintain their license(s). Resident and non-resident agents or consultants who hold one or more of the following lines or qualifications must meet the Virginia
CE requirements:
• Life & Annuities
• Health
• Life & Health Consultant
• Property & Casualty
• Property & Casualty Consultant
• Personal Lines
• Title
Are any agents exempt from the requirements?
Requests must be supported by documentation and will be reviewed on a case-by-case basis.
License Renewal Date
Each biennium (which ends on December 31 of each even numbered year)
Type of courses accepted for CE Credit
Independent self study courses or classroom.
Carryover Requirements
Carryover credit is only allowed from one biennium to the next biennium.
Course Repetition
Credit will not be awarded for the exact same courses repeated in a single reporting period.
Final Exam
Students are required to pass a final, proctored examination in order to complete their self-study courses. They must be monitored by a disinterested 3rd party.